Cera was established following the merger of CERA Bank with Kredietbank and ABB Insurance in 1998. It is a cooperative financial group with approximately 450,000 members.


To invest together in wealth and prosperity.

Geographic Focus

Belgium and developing countries

Programme Areas

Cera supports all types of projects within the scope outlined below. It supports projects which meet its social objective, tie in with the values and principles upheld in its policy declaration, as well as projects which are consistent with a pluralist view of society. In Belgium, Cera supports the areas of:
• Poverty alleviation
• Medical-social sector
• Art and culture
• Agriculture, horticulture and environment
• Education, training and entrepreneurship

In developing countries:
• Cooperative banking and insurance

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